Own a motorbike or tuktuk today.
Lipa mdogo mdogo daily.
Kenya's most flexible way to buy electric bikes, fuel bikes and tuktuks. From KES 200/day, no bank required.
- Bikes sold
- 2,400+
- Riders
- 1,800
- Counties
- 28
M-Pesa daily payments
From KES 200/day. Pay via Paybill — no banks, no paperwork.
Fast delivery countrywide
Free delivery in Nairobi. Anywhere in Kenya within 5 days.
12-month warranty
Every new bike comes with a full manufacturer warranty.
Battery swap network
Electric riders get unlimited battery swaps in 50+ stations.
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Calculate your payment
Find a plan that fits your day
Most riders pay between KES 200 and KES 500 per day. Adjust the sliders to plan your purchase.
Pay as little as
KES 373 /day
Adjust the bike price, deposit and loan duration to see your daily M-Pesa payment.
Trusted by riders
Real stories from the road
"Niliokoa pesa ya mafuta tangu nipate Roam Air. Deposit ilikuwa 38k tu, na siku hizi nakamua 1,500 kwa siku. Watu Credit walinisaidia sana."
Kevin Otieno
Boda rider · Kondele, Kisumu
"Boxer Cargo yangu ilifika ndani ya siku tatu. Lipa kidogo kidogo kupitia M-Pesa inaniwekea akili shwari — sina stress ya benki."
Mary Wanjiku
Mama mboga delivery · Githurai 45
"Bei yao ndio iko poa kuliko zote nilizo-compare. Wahudumu wako honest, hawakuni-overcharge. Tuktuk ni strong, imefanya kazi miezi 8 bila shida."
Samuel Kiprop
Tuktuk owner · Eldoret CBD
"Tumeleta members 12 wa SACCO yetu hapa. Wote wamepewa bikes bila usumbufu. Approval ni ya haraka — within 24 hours."
Faith Akinyi
Bodaboda SACCO chair · Migori
"Nilikuwa nakodisha bike kwa 600 kwa siku. Sasa nalipa 350 kwa Watu Credit na ni yangu. Mwaka mmoja tu nitamaliza."
John Mwangi
Last-mile rider · Mombasa Road
"Nilipata Honda CB125 kwa deposit ndogo. Team ya Watu hu-respond haraka WhatsApp na delivery ilikuwa free. Recommend kwa kila mtu."
Grace Nyambura
Salon delivery · Nakuru
Ready to ride?
Browse our full catalogue and apply in minutes. Approval in under 24 hours.